Canstar has revealed the 2018 car insurance star ratings award winners after rating 61 policies from 51 insurers across Australia.
The three national winners for outstanding value car insurance in 2018 were Budget Direct, Bingle and CGU.
Each of the recipients offered emergency accommodation and repairs, towing and cab fares after an accident and a lifetime guarantee on repairs as standard.
The winners' policies also covered non-nominated drivers in the event of a claim.
At the state level, Budget Direct also took out the top honour in NSW, Queensland, Tasmania and Victoria while SGIC and RAC held the top spots in South Australia and Western Australia respectively.
The outstanding claims service award went to Suncorp who received market-leading reviews for claims service including repairs, transport options and claim lodgement options. The insurer also won the award in 2017.
The star ratings use a ratings methodology which compares premium and excess costs as well as product features including roadside assistance, repairs, claim processes and excess options.
The ratings were designed to help consumers create a short-list of product option where a 5 star rating indicates outstanding value for customers.