Huddle Insurance has introduced what it says is the country’s first product to fully cover drivers in the event of a kangaroo collision.
The company’s “Kanga Cover” add-on to comprehensive car insurance fully covers drivers in the event of a collision with a kangaroo or other animal, meaning they have no excess to pay, with customers able to claim one collision per year.
Huddle co-founder and joint CEO Jonathan Buck said the new policy was introduced after the company conducted a “Roo Report”, which revealed more than 7000 Aussie drivers made insurance claims relating to kangaroo collisions per year. (IAG has reported a much higher number)
It found the problem was costing motorists a total annual average of more than $6 million in excess on insurance claims, and hitting a roo was a serious concern for 79 per cent of us.
Buck said drivers were sick of being penalised by insurance companies for “living in Australia”, given there was usually little that could be done to avoid a kangaroo accident.
“There are 20 (kangaroo) claims per day on average in Australia, and there’s usually little you can do about it — it just jumps out and you have no choice but to hit it, and yet the norm in the insurance industry is to place the driver at fault,” he said.
“Our member council told us resoundingly the idea of having to pay that excess seemed unfair, so we looked at how we could solve this problem.”
The report also found the average cost of damage to a vehicle after a kangaroo collision was $4000, although 15 per cent of vehicles are written off.
You’re most likely to hit a roo in NSW and least likely in Tasmania, with Queanbeyan, Cessnock West and Mudgee in NSW and Roxburgh Park and Doreen in Victoria our top kangaroo collision hot spots.